Junior Credit Analyst

SUMMARY:
Junior Credit Analyst - Johannesburg North

POSITION INFO:
Our Client is looking for a Junior Credit Analyst to join their team in their Head Office situated in Johannesburg North.

POSITION SUMMARY:

Will be responsible for administrative tasks assisting a loan originator/a loan originator in training.
This person must be exceedingly well organized, efficient and resourceful. The ability to interact with staff (at all levels) in a fast-paced environment, sometimes under pressure, remaining flexible, proactive, resourceful and efficient, with a high level of professionalism and confidentiality is crucial to this role.

ESSENTIAL DUTIES AND RESPONSIBILITIES: 
The essential functions include, but are not limited to the following:

• Gather and compile time-sensitive, confidential information
• Transition files into processing
• Input accurate, verified loan information into systems as applicable
• Ensure all loan documentation is complete, accurate and compliant with company policy
• Verify all loan documents including income, credit, appraisal and title information
• Obtain an accurate and thorough 1003.
• Obtain executed disclosures within regulations time frame.
• Obtain accurate AUS findings.
• Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
• Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
• Manage client and referral partner databases.
• Performing other duties as assigned

• High school diploma or GED equivalent, must also be 18 years or older.
• Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
• Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
• Excellent customer service, interpersonal, verbal and written communication skills
• Intermediate math skills.
• Strong detail orientation and highly organized.
• Demonstrate patience and professionalism when interacting with both internal and external customers.
• A clear credit record must be maintained in this position and it shall be subject to intermittent and/or random credit checks; and
• Any incumbent may not be an unrehabilitated insolvent.

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