Credit Analyst

SUMMARY:
Credit Analyst
Industry: Asset Finance 

Are you a critical thinker with a keen eye for financial detail and risk? Our client in the asset finance space is looking for a Credit Analyst to join their high-performing credit team. This role is crucial to ensuring robust credit approval processes, effective credit management, and insightful financial analysis across both corporate and public sector transactions.

POSITION INFO:
Key Responsibilities:

• Evaluate and analyse creditworthiness of potential and existing clients
• Prepare detailed financial and credit reports for decision-making
• Review and assess asset finance transactions in line with group credit policies
• Support effective credit approval and risk mitigation strategies
• Maintain relationships with internal stakeholders and external clients
• Assist with ad hoc credit projects, audits, or strategic reviews
• Ensure timely and accurate documentation for credit processes
• Proactively manage own performance and contribute to team goals

• Relevant Degree in Credit Risk Management or Accounting Qualification
• Minimum 5 years' experience in a credit environment (asset finance sector preferred)
• Strong analytical, commercial, and financial acumen
• Knowledge of credit policies, collections strategies, and funder requirements
• Proven ability to work under pressure, meet deadlines, and manage stakeholder relationships
• Proficiency in MS Office, particularly Excel
• Excellent written and verbal communication skills

• Industry-specific experience in asset-based lending or public sector finance
• A solid understanding of internal controls, governance, and audit procedures