Credit Analysy

Recruiter:

Dananda Talent

Job Ref:

JHB000569/Evely

Date posted:

Wednesday, July 23, 2025

Location:

Johannesburg, South Africa

Salary:

Monthly

SUMMARY:
As a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee

POSITION INFO:
Key Responsibilities

Engage and interview the entrepreneurs
Prepare credit papers for review
Use inhouse and external rating agency credit rating tools and other economic indicators to supplement analysis
Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee
Oversee and evaluate these lending/investment decisions
Conduct on-site evaluation missions
Perform ongoing risk management activities on successfully funded SME's
Promote and reinforce the role of Company as the financier to SMEs, constantly improving relationships with entrepreneurs and potential partners

Desired Skills and Experience

Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree.
Worked in a family business
Ability to take initiative, learn quickly and strive for results
Excellent communication skills (verbal and written)
Strong team player and motivator
Analytical mind, organized, attention to details
Project management skills
Techno savvy

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