Underwriter - Mining Guarantees

SUMMARY:
Underwriter – Mining Guarantees
 
Shape the Future of Risk Solutions in the Mining Industry
 
An exciting opportunity exists for an experienced and commercially minded Underwriter – Mining Guarantees to join a leading specialist organisation with a long-standing reputation in the guarantee and credit risk sector.
 
If you enjoy financial analysis, credit risk assessment, relationship management, and complex transaction structuring within a collaborative and entrepreneurial environment, this could be the ideal next step in your career.

POSITION INFO:
Company and Job Description:
This role offers the opportunity to work with a diverse portfolio of mining clients, from privately owned businesses to publicly listed mining companies, while playing a key role in structuring innovative guarantee solutions that support the mining industry's regulatory and operational requirements. 

The successful candidate will gain exposure to clients across South Africa, the broader African continent, and selected international markets, providing a unique opportunity to develop expertise in a wide range of mining jurisdictions and business environments.
 
Key Responsibilities:
Credit Risk & Underwriting

• Analyse financial statements, conduct trend analysis, and benchmark client performance.
• Assess and underwrite mining rehabilitation guarantees and related guarantee products.

• Manage and grow a portfolio of mining sector clients.
• Build and maintain strong relationships with clients, brokers, and key stakeholders.

• Monitor industry trends, market developments, and regulatory changes affecting the mining sector.
• Contribute to product development initiatives and business growth strategies.

• Bachelor's Degree in Finance, Commerce, Mining Engineering, Law, or a related discipline.
• Professional qualifications such as CA(SA), CFA, MBA, or similar will be advantageous.
• FAIS compliance and RE5 certification would be beneficial but are not essential.

• Minimum 5 years' experience in credit risk, financial services, insurance, banking, mining, or a related industry.
• Strong financial statement analysis experience.
• Experience in project finance, credit assessment, or structured transactions.
• Proven client relationship management skills.
• Knowledge of guarantee products would be advantageous.
• Business development exposure will be beneficial.

• Strong analytical, financial, and risk assessment capabilities.
• Sound commercial judgement and business acumen.
• Excellent communication and stakeholder management skills.

• Exposure to a diverse and dynamic mining client portfolio.
• Opportunity to work with mining companies across South Africa, the wider African continent, and selected international markets. 
• Involvement in complex, high-value transactions and strategic credit decisions. 
• Opportunity to develop expertise across multiple mining jurisdictions and regulatory environments. 
• Collaborative, flat-structured team environment where your contribution has a direct impact.