Scorecard Modeller

SUMMARY:
Scorecard Modeller

Are you a sharp, self-driven credit risk modeller ready to own the end-to-end development of scorecard models—without someone looking over your shoulder? Do you thrive in environments where you’re trusted to take initiative, drive compliance, and challenge the status quo?
We’re looking for a seasoned Credit Risk Modeller with deep technical expertise to design, build, and implement predictive scorecard models from scratch. In this role, you’ll play a pivotal part in shaping lending decisions, ensuring that the credit strategy is built on a robust, data-driven, and regulatory-compliant foundation.

POSITION INFO:
What You’ll Be Doing:

• Design, develop, and implement robust application and behavioural scorecard models.
• Own the entire model build process—from concept to deployment—without hand-holding.
• Independently identify and engage with key stakeholders across credit, compliance, business, and data.
• Ensure regulatory compliance with IFRS 9, Basel, and internal governance standards.
• Explore new techniques, data sources, and approaches to improve model performance.
• Act as a thought leader, challenging conventional approaches and driving innovation.

• Has proven experience building credit scorecards from the ground up.
• Understands the full credit lifecycle, model governance, and business impact of models.
• Can confidently lead modelling initiatives independently.
• Brings innovative, outside-the-box thinking to technical challenges.
• Has strong knowledge of regulatory requirements in the credit risk space.
• Is proficient in Python, SAS, R, or SQL.

• 4+ years’ experience in credit risk modelling or quantitative analytics.
• Degree in Statistics, Mathematics, Data Science, or a related quantitative field.
• Experience handling large datasets and building production-grade models.