Lending Dealmaker

Key Responsibilities:

• Originate and develop quality lending opportunities within the corporate and mid-market sector.
• Build and maintain a sustainable pipeline through business development and relationship management.
• Develop tailored financing solutions aligned to client requirements and business objectives.
• Structure commercially viable lending transactions while balancing risk and return considerations.
• Coordinate transactions from initial engagement through credit approval, documentation, and funding.
• Prepare transaction proposals, investment memoranda, credit submissions, and client presentations.
• Conduct detailed financial, commercial, and credit assessments.
• Analyse financial statements, cash flows, repayment capacity, and transaction risks.
• Present transactions for internal approval and engage with relevant stakeholders throughout execution.
• Manage approved transactions through to financial close and drawdown.
• Monitor portfolio performance, covenant compliance, and emerging credit risks.
• Build and maintain strong relationships with clients, advisers, investors, and internal stakeholders.
• Stay informed on economic, industry, and regulatory developments impacting the lending environment.
• Contribute to strategic initiatives, product development, and process improvements.

Job Experience and Skills Required:

• Bachelor's Degree in Finance, Accounting, Economics, Commerce, or a related field.
• Postgraduate qualification (CA(SA), CFA, MBA, or related qualification) advantageous.
• 2-4 years' experience within a lending, structured finance, or dealmaking environment.
• Exposure to corporate banking, commercial banking, structured finance, private credit, asset finance, or business banking.
• Demonstrated experience in originating, structuring, and executing debt transactions.
• Strong financial statement analysis and cash flow modelling capability.
• Experience with credit underwriting, financial modelling, and transaction structuring.
• Ability to assess transaction risks and develop suitable risk mitigants.
• Experience engaging with business owners, financial directors, and professional advisers.
• Proven ability to manage transactions through approval, documentation, and funding stages.
• Strong negotiation, presentation, and stakeholder management skills.
• Existing professional network and business development capability advantageous.

Competency Requirements:

• Commercial Acumen
• Relationship Building
• Influencing and Negotiation
• Entrepreneurial Mindset
• Strategic Thinking
• Problem Solving
• Client Focus
• Resilience
• Sound Judgement
• Collaboration
• High Integrity
• Initiative and Accountability
• Strong Time Management Skills