Credit Manager: Secured Products

Recruiter:

H&S Labour Brokers

Job Ref:

JHB000412/CLG

Date posted:

Thursday, October 9, 2025

Location:

Johannesburg, South Africa

Salary:

50000 Annually

SUMMARY:
A leading finance company that provides smart funding solutions to growing SMEs is currently recruiting for a skilled Credit Manager to join their Credit & Risk team, someone with a sharp analytical mind, commercial judgment, and a strong understanding of secured lending

POSITION INFO:
Key Responsibilities:

Evaluate, recommend, and approve SME lending deals within delegated authority.
Conduct detailed financial and cash flow analysis to assess credit quality and sustainability.
Work closely with Legal and Business Development teams to structure and finalise secured lending, asset finance, and working capital deals.
Present professional credit assessments to the Credit Committee, highlighting key risks and mitigations.
Monitor portfolio performance, identify early warning signs, and take proactive corrective action.
Requirements:

Postgraduate qualification in Commerce, Finance, or Business.
Minimum 3 years in corporate or business lending, or 5–7 years in secured lending.
financial and commercial acumen.
Strong knowledge of credit evaluation, risk management, and collateral.
Confident decision-maker with sound analytical thinker who’s comfortable working under pressure and enjoys problem-solving.

Should you meet the above requirements, please upload your CV to our website [CVS VIA EMAIL WILL NOT BE CONSIDERED]
All suitably qualified candidates are encouraged to apply and will be considered. Our client applies the principles of employment equity as per National legislation and policy guidelines and will consider designated groups in line with these requirements.
Shortlisted candidates will be required to go through background screening and assessments

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