SUMMARY:
Commercial Credit Analyst (X6), International Financial Services Group, Cape Town, Pretoria and Sandton vacancies, South Africa..
POSITION INFO:
Our client, a renowned National and International Financial Services Group is URGENTLY seeking to appoint a suitably qualified and experienced Corporate / Commercial Credit Analysts who have dealt with high-net-worth clients.
PLEASE NOTE:
- A benchmarked CTC Salary of R30K - R40K per month is on offer.
There are 6 vacancies to be filled:
- X2 Cape Town
- X1 Pretoria
- X3 Sandton
KEY COMPETENCY REQUIREMENTS:
- At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s) is essential.
- A Post-graduate degree qualification will be a distinct advantage.
- At least’ 4 years working knowledge of credit risk management, within the commercial/ corporate banking / financial services sector is ESSENTIAL
- Familiar with National Credit Act is ESSENTIAL
- Corporate / commercial credit analysis experience, at least 2 years but preferably 3-6 years in credit analyst role. (NON-NEGOTIABLE)
- Clean Credit / Criminal Record.
- A valid unendorsed Driver’s License (Code 08).
KEY ROLES AND RESPONSIBILITIES:
- Deal management and preparation, deal execution and presentation, post deal implementation and lasty overall input towards credit projects, personal development as well as where needed client visits.
- Reviewing of financial statements to assess the company''''''''s financial health, profitability, liquidity, and leverage.
- Understanding the industry dynamics and market trends relevant to the client’s business is essential, adding value to credit committee presentation and discussions.
- Ensure that credit decisions adhere to the company’s credit policies, procedures, and regulatory requirements.
- Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
- Conducting thorough due diligence on potential client is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
- Supporting legal approval and implementation of credit requirements.
- Articulating accurately the risk implications of change requests related to previously approved transactions.
NOTE WELL
- The responsibilities outlined above provide a comprehensive overview but are not exhaustive. It will be expected to undertake additional tasks and responsibilities where and if necessary to fulfil the requirements of the role.
APPLY NOW!
- Willingness to relocate nationall is essential.
- Should this opportunity not be aligned with your career aspirations, kindly forward it to a friend.
NB! This job is now closed. You can apply for other jobs by uploading your CV.
