Short-Term Insurance Broker

SUMMARY:
Short-Term Insurance Broker

POSITION INFO:

New Business Short-Term Insurance Broker

Location: Stellenberg, Western Cape

Position Type: Full-time | Competitive Base Salary + Uncapped Performance Commission

About the Role

An established financial services provider is seeking a high-energy, growth-minded New Business Short-Term Insurance Broker to drive market expansion. This is a pure "hunter" position designed for a strategic sales professional who excels at client acquisition. Operating as a trusted risk advisor, you will identify prospective commercial and personal lines clients, evaluate risk exposures, negotiate premier terms with underwriters, and onboard new accounts.

Key Responsibilities

• Pipeline Development: Source and secure new commercial and personal lines business via cold outreach, networking, and direct referrals.

• Risk Advisory: Execute comprehensive Financial Needs Analyses (FNA) and perform on-site commercial risk evaluations.

• Proposal Delivery: Analyze competitor coverage to identify vulnerabilities, formulate underwriting submissions, and pitch tailored risk solutions to decision-makers.

• Market Negotiation: Leverage insurer relationships to secure competitive rates, optimal terms, and strong coverage structures.

• Compliance & Onboarding: Maintain complete compliance with FAIS, FICA, POPIA, and Treating Customers Fairly (TCF) standards, including precise Records of Advice (RoA).

Qualifications & Requirements

• Education: Matric (Grade 12) required; a B.Com or relevant tertiary qualification is advantageous.

• Regulatory Compliance: Full FAIS Fit & Proper status with a minimum of 150 Short-Term Insurance credits (Commercial and Personal Lines).

• Certifications: Passed RE5 examination, clear of all supervision requirements, and fully up to date with CPD hours.

• Experience: 3 to 5 years of verifiable, successful sales experience in a short-term insurance broking or corporate insurance environment.

• Mobility: Valid South African driver''s license and a reliable personal vehicle are essential for frequent client site visits.