Senior Credit & Risk Analyst

 

Recruiter:

Smith Garb & Associates

Job Ref:

JHB006381/JA

Date posted:

Monday, July 11, 2022

Location:

Johannesburg, South Africa

Salary:

580 000 Annually


SUMMARY:
Blue-chip concern based in the North has an opportunity for a suitably qualified and experienced Senior Credit and Risk Analyst. Previous experience is Asset Rentals and financing essential. Relevant B.Com qualification.

JOB DESCRIPTION:

The role is primarily to manage the credit risk in the Assent Rentals department while ensuring service to clients.  The role would suit a mathematically sound individual with outstanding communication and inter-personal skills. Professionalism plays a key role in this position. Previous financial services experience essential.

Responsibilities & duties

  • Managing and co-ordinating the credit approval process to ensure that risks are mitigated in line with credit policies
  • Ensuring targets are achieved in line with budgets
  • Identification of deals that meet approval criteria through financial and credit analysis
  • Quality, detailed, accurate and methodical credit risk assessment, and risk identification
  • Understanding the commercial rational for deals and pricing according to risk parameters
  • Accurate and timeous preparation and submission of credit applications to the credit committee
  • Liaising and answering any queries from the credit committee
  • Liaising and feedback to dealerships on application in the credit process
  • Effectively concluding and replying to all dealer queries
  • Preparation of approval schedules
  • Preparation of up-to-date reporting of status of approved deals
  • Ensuring deal packs comply to credit policies and overall governance
  • Portfolio balancing and management
  • Ongoing refinement of the credit process
  • Credit Reporting

Essential qualifications

  • B.com degree essential (or equivalent financial qualification)
 Essential experience
  • Experience in a similar role.
  • 2-5 years’ experience in credit management / finance / accounting
  • MS Office (Word, Excel, Outlook, PowerPoint)
  • Strong Excel Skills

 

NB! This job is now closed. You can apply for other jobs by uploading your CV.



 

 

 

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