Senior Credit & Risk Analyst

Recruiter:

Smith Garb & Associates

Job Ref:

JHB006381/JA

Date posted:

Monday, July 11, 2022

Location:

Johannesburg, South Africa

Salary:

580 000 Annually

SUMMARY:
Blue-chip concern based in the North has an opportunity for a suitably qualified and experienced Senior Credit and Risk Analyst. Previous experience is Asset Rentals and financing essential. Relevant B.Com qualification.

JOB DESCRIPTION:

The role is primarily to manage the credit risk in the Assent Rentals department while ensuring service to clients. The role would suit a mathematically sound individual with outstanding communication and inter-personal skills. Professionalism plays a key role in this position. Previous financial services experience essential.

Responsibilities & duties

Managing and co-ordinating the credit approval process to ensure that risks are mitigated in line with credit policies
Ensuring targets are achieved in line with budgets
Identification of deals that meet approval criteria through financial and credit analysis
Quality, detailed, accurate and methodical credit risk assessment, and risk identification
Understanding the commercial rational for deals and pricing according to risk parameters
Accurate and timeous preparation and submission of credit applications to the credit committee
Liaising and answering any queries from the credit committee
Liaising and feedback to dealerships on application in the credit process
Effectively concluding and replying to all dealer queries
Preparation of approval schedules
Preparation of up-to-date reporting of status of approved deals
Ensuring deal packs comply to credit policies and overall governance
Portfolio balancing and management
Ongoing refinement of the credit process
Credit Reporting

Essential qualifications

B.com degree essential (or equivalent financial qualification)

Essential experience

Experience in a similar role.
2-5 years’ experience in credit management / finance / accounting
MS Office (Word, Excel, Outlook, PowerPoint)
Strong Excel Skills

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Senior Credit Analyst
Location: Johannesburg
Salary:
A well-established company based in Melrose is seeking an astute, analytical, and commercially minded senior credit analyst to join their team. This is an excellent opportunity for a finance professional skilled in evaluating risk, making sound lending decisions, and supporting quality credit outcomes in a dynamic environment.
5 days ago

Senior Credit Analyst | Commercial & Asset Finance
Location: Johannesburg
Salary: R55 000 Monthly
Are you an experienced credit professional with strong commercial acumen and the confidence to make independent credit decisions? We are seeking a senior credit analyst to join a growing finance team, responsible for assessing complex commercial funding transactions, identifying and mitigating credit risk, structuring profitable deals, and providing well-reasoned credit recommendations. This is an...
5 days ago

Senior Accounts Receivable Consultant (Credit Assessor)
Location: Pretoria
Salary:
Job Spec: senior Accounts Receivable Consultant (credit Assessor) Level: senior ConsultantTitle: senior Accounts Receivable Consultant (credit Assessor)Remuneration: Market relatedStart date: AsapInitial term: 12 monthsLocation: Pretoria Job Brief Assess new customer credit applications and determine creditworthiness in accordance with approved credit policies.Review customer financial ...
8 days ago

Senior Credit Controller
Location: East Rand
Salary: 20000 Monthly
Well-established company seeks an experienced senior credit Controller to join their Finance Team based on the East Rand.
8 days ago

Senior Credit Controller
Location: Johannesburg
Salary:
senior credit ControllerTake ownership of the debtors book and drive collections excellence!
9 days ago

Senior Credit Controller
Location: Johannesburg
Salary: 22000 Monthly
If you're looking for an opportunity to take ownership of the full credit control function within a well-established logistics business, then this could be your next career move.
1 day ago

Senior Credit Controller
Location: City Deep
Salary: 20000
Are you an experienced credit Controller with a strong track record in managing high-value debtors’ books and leading a team?Our client is looking for a senior credit Controller who will take ownership of the full credit control function while supervising a team of five Junior credit Controllers. This is an excellent opportunity for a results-driven, organised and commercially minded credit ...
15 days ago

Commercial Lead - Head of Commercial and Strategic Partnerships
Location: Houghton
Salary:
COMMERCIAL LEADHead of Commercial & Strategic PartnershipsIndustry: Energy / Renewable EnergyBuild a Profitable Business. Create Meaningful Social Impact.An exciting opportunity exists for an entrepreneurial, commercially astute leader to join an established and profitable social enterprise operating in the energy and electrification sector.The organisation is focused on expanding access to af...
1 day ago

Technical Process Engineer-06 Months Contract
Location: Johannesburg
Salary: Market related
Technical Process Engineer-06 Months Contract-Onsite
1 day ago

Technical Process Engineer
Location: Johannesburg
Salary: Market related
Technical Process Engineer-06 Months Contract-Onsite
1 day ago

Senior Credit & Risk Analyst

Responsibilities & duties

Essential qualifications

Similar jobs you might be interested in:

Create a free job alert for Senior Credit & Risk Analyst in Johannesburg

Jobseekers

Recruiter

General