Further Lending Consultant

SUMMARY:

Our client, a reputable property finance company with head offices based in Durban is seeking a skilled Further Lending Consultant to join their team.

POSITION INFO:

Key Purpose

Processing of all the Further Lending Applications received.  Completion of all tasks associated with the end to end process required within the agreed turnaround times.  

This includes:

• Reviewing of all supporting documents and applications received
• Capturing all the relevant and pertinent information supplied on the application form
• Liaising with the client to obtain further supporting/outstanding documents when required
• Telephonic interactions and written communication with the client and/or with any other parties involved
• Doing initial affordability and loan to value calculations
• Preparation and submission of applications to credit
• Communication of final credit decisions to client
• Final and completion of all tasks e.g. disbursement of funds etc

Key Responsibilities

Adherence to Policy

• Must understand the company''s Credit Policy and to be able to qualify the client as per the policy and in terms of the credit matrix.

Adherence to agreed service levels

• Ensure that the client is contacted within 24 hours of allocation of the file
• Explain the process to the client and request outstanding documents on first contact with the client
• Ensure that there are no valid complaints from the client

Accuracy of internal processes

• Ensure the accurate preparation of further lending electronic files on Halo.  Ensure the accuracy of all financial transactions being processed on Halo

System Updates

• Ensure that all client details are updated on HALO
• Ensure that the Client memo is kept updated at all times

​Meeting of Deadlines

• Client applications must be submitted for grant within 24 hours of receipt of all documents
• All relevant information must be updated on Halo timeously

Documentation Follow up

• Ensure that all outstanding requirements to enable the file to be processed timeously, to be followed up on every third working day

Innovative input

• Suggest/Provide innovative input to line management on any issues/areas that may assist in improving the internal process

 

NB! This job is now closed. You can apply for other jobs by uploading your CV.

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