Credit Risk Analyst

Recruiter:

Communicate Recruitment: Finance 3

Job Ref:

CPM047900/CM

Date posted:

Wednesday, April 6, 2022

Location:

Johannesburg, South Africa

Salary:

R 400 000 Annually

SUMMARY:
To provide/facilitate data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle (i.e. Origination, Account Management and Collections) and to work in collaboration with team members that engage in the above analysis. The focus of this role will be on Account Management.

JOB DESCRIPTION:

Education and Experience

MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
Programming capabilities in SAS / R / Python / VBA
Retail banking experience
Strong track record of professional performance
Skilled in Microsoft products, particularly PowerPoint, Word, Excel and Access

Areas of responsibility may include but are not limited to

Work and collaborate on the following account management activities that directly impact the financials:
Develop mathematical and statistical models for risk quantification in accordance with relevant modelling methodology and guidelines.
Development and implementation of the high risk account management strategy, limit increase strategy and forced limit decrease strategy for risk management inaccordance with the relevant guidelines.
Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
Responsible for managing issues through to resolution.
Working with other team members within the Credit Team to ensure:
The management of key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
Effective team management to produce results in line with strategy.
Improved processes and a collaborative working culture.

Please note if you have not heard back from us withing a week of submitting your application, consider it unsuccessful. We will however contact you for any other suitable opportunities in the future.

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Credit Risk Analyst
Location: Johannesburg
Salary: Market related
credit risk – Senior Consultant / Assistant Manager Are you a driven and analytical professional with a passion for credit risk and financial modelling? Join a leading financial advisory team that partners with top-tier institutions across Africa and beyond. This is your chance to work on some of the most advanced and impactful credit risk projects in the industry.About the RoleThis is ...
Today

Senior Credit Risk Manager
Location: Johannesburg
Salary: Market related
credit risk Manager / Senior Manager – Regulatory & Financial risk Advisory Are you a seasoned credit risk professional ready to lead with purpose and impact? Join a forward-thinking advisory firm where your expertise will shape the future of financial services across Africa and beyond. Why This Role Stands Out:You’ll be part of a high-performing team that supports leadin...
Today

Quantitative Credit Risk Specialist
Location: Johannesburg
Salary:
We're Hiring: A Quantitative credit risk Specialist.
4 days ago

Credit Risk Modeller
Location: Centurion
Salary:
Are you a visionary credit risk Modeller who wants more than just following the rulebook? Do you thrive when given the freedom to own the full modelling process, innovate with cutting-edge techniques, and see your work shape real-world lending decisions?
6 days ago

Credit Risk Modeller
Location: Centurion
Salary:
Scorecard Super Star! Are you a sharp, self-driven credit risk Modeller ready to build scorecards that make a real impact? Do you thrive in an environment where you’re trusted to take ownership, challenge the status quo, and push innovation forward? This is your chance to own the end-to-end scorecard development process—no hand-holding, no micromanagement. Just you, your technical expe...
6 days ago

Credit Risk Manager
Location: Johannesburg
Salary: Market related
Are you a seasoned credit risk professional ready to lead with purpose and impact? Join a forward-thinking advisory firm where your expertise will shape the future of financial services across Africa and beyond.
10 days ago

Credit Risk Consultant
Location: Johannesburg
Salary: Market related
Are you a driven and analytical professional with a passion for credit risk and financial modelling? Join a leading financial advisory team that partners with top-tier institutions across Africa and beyond. This is your chance to work on some of the most advanced and impactful credit risk projects in the industry.
12 days ago

Credit Risk Manager
Location: Johannesburg
Salary:
Are you a seasoned credit risk professional ready to lead with purpose and impact? Join a forward-thinking advisory firm where your expertise will shape the future of financial services across Africa and beyond.
19 days ago

Credit Risk Modeller
Location: Centurion
Salary:
Ready to take full ownership of your credit risk modelling projects—from blank page to production—without someone constantly checking in? Do you enjoy environments that value autonomy, initiative, and the courage to challenge established ways of working?
20 days ago

Senior Manager: Credit Risk
Location: Johannesburg
Salary: Market related
Seeking credit risk Managers / Senior Managers in Regulatory and Financial risk Advisory. Are you a seasoned credit risk professional ready to lead with purpose and impact? Join a forward-thinking advisory firm where your expertise will shape the future of financial services across Africa and beyond.
26 days ago

Credit Risk Analyst

Similar jobs you might be interested in:

Create a free job alert for Credit Risk Analyst in Johannesburg

Jobseekers

Recruiter

General