Business Credit Analyst

Recruiter:

Sea Horse View T/A Extraordinary Futures

Job Ref:

JHB005342/RV

Date posted:

Wednesday, January 5, 2022

Location:

Johannesburg, South Africa

Salary:

500 000 Annually

SUMMARY:
Join this dynamic multinational Commercial Bank

JOB DESCRIPTION:

Requirements:

Minimum 5 years Business Banking credit extension and credit analysis experience.
Academic Knowledge: Relevant degree, FAIS RE5 competent.
Extensive knowledge of laws and regulations a must.
Must be able to read and interpret Business financial statements.
Your focus would be supporting the coverage team in providing high quality financial and related risk analysis of business customer’s financial statements.
Writing related sections in the credit applications and highlighting potential issues to the coverage team.
Ensuring adherence to the bank’s credit risk management policy as well as all manuals relating to the effective operating of the credit process in the bank.
Governance: Ensure the bank’s credit, philosophy and all relevant legislation is adhered to.
Present analysis, findings and recommendations to managers that involve a borrower’s ability to repay and help mitigate losses via commentary in the FAM
Provide recommendations tied to analysis and assessment of credit risk.
Input data into the risk rating model and ensure debt service cover ratio (DSCR) calculations are in order and meet the bank’s minimum requirements Interact with direct report and relevant Relationship Manager to obtain additional information to support financial analysis commentary.
Competencies: Excel, Word, Outlook
Communication, Teamwork, Resilient, Stress tolerance, High integrity and work ethic, Customer service centric, maintaining confidentiality

Let us take your CAREER to the next level!
Our innovative strategy and continuous streamlining of processes ensure we stand out from our competitors.
For more exciting positions visit our website or give the specialist recruitment consultant a call on

Please note if you have not received feedback within two weeks please consider your application unsuccessful.

NB! This job is now closed. You can apply for other jobs by uploading your CV.

Similar jobs you might be interested in:

Credit Risk Analyst
Location: Johannesburg
Salary:
credit Risk analyst Are you passionate about building models that shape smarter lending decisions? We’re looking for a credit Risk Modeller who thrives on data, analytics, and innovation. If you love turning numbers into insights that drive business impact, this is your opportunity to make a difference!Join a dynamic, data-driven environment where your expertise in credit risk modelling...
2 days ago

Financial Manager
Location: Centurion
Salary:
A reputable investment company in Pretoria is seeking a highly skilled Financial Manager to oversee its finance function. The company specializes in investment management, portfolio advisory, and financial growth strategies. The successful candidate will play a key role in ensuring financial stability, regulatory compliance, and supporting strategic investment decisions.
5 days ago

Assistant financial manager
Location: Centurion
Salary:
A reputable consulting firm based in Centurion is seeking a results-driven Financial Manager to oversee its finance function. The company provides expert consulting services across diverse industries and is committed to delivering value, efficiency, and strategic guidance to its clients. We are looking for a seasoned finance professional to ensure accurate financial management, compliance, and to ...
5 days ago

Senior Accountant
Location: Johannesburg
Salary:
A reputable and rapidly growing pharmaceutical company in Johannesburg is seeking a highly skilled Senior Accountant to join our finance team. We specialize in the manufacture and distribution of quality pharmaceutical products and are committed to excellence, innovation, and compliance. We are looking for an experienced accounting professional who can ensure accurate financial management, uphold ...
5 days ago

Financial Manager
Location: Pretoria
Salary: 750000 Annually
Where Solar Meets Strategy: Take the Financial Lead at a Fast-Growing Energy Innovator
6 days ago

Solutions Analyst - Salesforce Experience required- JHB - Hybrid- 12 month contract-start 10th Jan
Location: Johannesburg
Salary: Market related
Solutions, analyst, Salesforce, Experience, required, JHB, Hybrid, 12, month, contract, start, 10th,
12 days ago

Business Analyst
Location: Johannesburg
Salary: 500 Hourly
New contracting role available - 12 Month contract for Senior business analyst with Banking / Financial Services experience to join the BI / Data Analysis Team Attention!! Are you an experienced Senior business analyst ready to take on complex data challenges in a leading banking environment? Join a dynamic team driving data analytics and regulatory compliance for critical credit project...
14 days ago

Model Validation Analyst
Location: Johannesburg
Salary: Market Related
Are you a skilled model validation or decision science professional ready to elevate your career? Join one of South Africa’s most innovative financial institutions and contribute to building a system that’s simple, accessible, and transformative. Join a leading organisation recognised for innovation, simplicity, and client-focused solutions. This financial institution empowers millions...
15 days ago

Model Validation Analyst
Location: Johannesburg
Salary: Market Related
Are you a skilled model validation or decision science professional ready to elevate your career? Join one of South Africa’s most innovative financial institutions and contribute to building a system that’s simple, accessible, and transformative.
19 days ago

Model Validation Analyst (Decision Science
Location: Johannesburg
Salary:
Are you ready to transform the way banking makes decisions through cutting-edge quantitative expertise? Join a progressive team where your skills in model validation, scorecard development, and data analytics won’t just be used — they’ll be recognized and valued. If you’re passionate about testing, improving, and building models that drive real-world financial outcomes, thi...
20 days ago

Business Credit Analyst

Similar jobs you might be interested in:

Create a free job alert for Business Credit Analyst in Johannesburg

Jobseekers

Recruiter

General