Business Credit Analyst

Recruiter:

Sea Horse View T/A Extraordinary Futures

Job Ref:

JHB005342/RV

Date posted:

Wednesday, January 5, 2022

Location:

Johannesburg, South Africa

Salary:

500 000 Annually

SUMMARY:
Join this dynamic multinational Commercial Bank

JOB DESCRIPTION:

Requirements:

Minimum 5 years Business Banking credit extension and credit analysis experience.
Academic Knowledge: Relevant degree, FAIS RE5 competent.
Extensive knowledge of laws and regulations a must.
Must be able to read and interpret Business financial statements.
Your focus would be supporting the coverage team in providing high quality financial and related risk analysis of business customer’s financial statements.
Writing related sections in the credit applications and highlighting potential issues to the coverage team.
Ensuring adherence to the bank’s credit risk management policy as well as all manuals relating to the effective operating of the credit process in the bank.
Governance: Ensure the bank’s credit, philosophy and all relevant legislation is adhered to.
Present analysis, findings and recommendations to managers that involve a borrower’s ability to repay and help mitigate losses via commentary in the FAM
Provide recommendations tied to analysis and assessment of credit risk.
Input data into the risk rating model and ensure debt service cover ratio (DSCR) calculations are in order and meet the bank’s minimum requirements Interact with direct report and relevant Relationship Manager to obtain additional information to support financial analysis commentary.
Competencies: Excel, Word, Outlook
Communication, Teamwork, Resilient, Stress tolerance, High integrity and work ethic, Customer service centric, maintaining confidentiality

Let us take your CAREER to the next level!
Our innovative strategy and continuous streamlining of processes ensure we stand out from our competitors.
For more exciting positions visit our website or give the specialist recruitment consultant a call on

Please note if you have not received feedback within two weeks please consider your application unsuccessful.

NB! This job is now closed. You can apply for other jobs by uploading your CV.

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